1

Create Your Account

Step-by-Step:

  1. Click the "Login" button at the top right corner
  2. Click the "Sign Up" tab
  3. Fill in your:
    • 📛 Full Name (exactly as on ID)
    • 📧 Email Address - ANY EMAIL WORKS
    • 🔒 Password (at least 6 characters)
    • 📞 Phone Number
    • 👤 Select "Borrower" as your role
  4. Click "Create Account"
  5. Check your email for verification (optional but recommended)
You're now registered under July-o Saimon!
2

Fill Out Loan Application

Complete the Form:

  1. Go to "Apply" tab
  2. Enter your Workplace/Employer name
  3. Select your Next Payday Date (your payday)
  4. Enter your Loan Amount ($1 - $500 max)
  5. Select the Purpose of your loan
  6. Review the Repayment Summary - it shows:
    • 💰 Loan Amount
    • 📈 20% Interest Amount
    • 💵 Total to Pay
Payment Rules:
• $100 or less: 1 payment on your next payday
• $101 - $500: 2 payments (next payday + 14 days later)
3

Upload Required Documents

Check Stub (Required for $50+)

  1. Take a PHOTO of your latest pay stub
  2. Click "Take Photo or Upload Image"
  3. Select the photo from your phone/computer
  4. Wait for "File uploaded" confirmation

Promissory Note (Required for $100+)

  1. Click "Fill & Print Promissory Note"
  2. Fill in ALL the blank boxes on the Promissory Note page:
    • 📅 Date of Note
    • 🏦 Loan Amount
    • 👤 Your Full Name
    • 📞 Your Phone Number
    • 📧 Your Email
    • 🏢 Your Workplace
    • 📆 First Payday Date
    • 🗓️ Second Payday (if 2 payments)
  3. Click "PRINT / SAVE AS PDF"
  4. ✍️ SIGN THE PRINTED DOCUMENT BY HAND in the "Borrower Signature" line
  5. 📅 WRITE THE DATE BY HAND next to your signature
  6. Take a CLEAR PHOTO of the signed document
  7. Go back to the Application page
  8. Click "Upload Signed Promissory Note"
  9. Select the photo of your signed note
IMPORTANT: The signature and date MUST be handwritten on the printed document! Typed signatures are NOT accepted.
4

Submit Application

  1. Double-check all information is correct
  2. Make sure documents are uploaded (if required)
  3. Click the "Submit Application" button
  4. Wait for "Application submitted successfully" message
  5. You will be redirected to "My Applications" page
What happens next?
Your application will be reviewed within 24 hours. You will receive an approval notification. Once approved, funds will be available for you!
5

Track Your Application

  1. Go to "My Apps" tab anytime
  2. Check the status of your application:
    • 🟡 Pending = Under review
    • 🟢 Approved = Good to go!
    • 🔴 Rejected = The system has detected that you are ineligible to receive loan currently a
    • ⚠️ Overdue = Payment is late, pay ASAP!
  3. View your payment schedule and due dates
  4. See any penalties if late

Quick Tips

Promissory Note

The signature and date MUST be handwritten! Printed signatures are not accepted.

Photo Quality

Make sure your photo is clear and all text is readable. Blurry photos will be rejected.

Pay on Time!

Late payments add penalties. July-o: 2% daily. Lululeen: $1 daily. Pay early to avoid extra fees!

Start Your Application Now